Your fuel card locks your fleet to one provider. There's no need.

Traditional fuel cards restrict where your drivers can fill up, add per-network surcharges, and report what already happened. Budgetly issues Visa debit cards with per-vehicle rules, real-time visibility, and acceptance at every fuel station in Australia.

Fleet card · TRUCK 04 Active
•••• •••• •••• 3827
Marcus Webb
Hirepool Construction
Debit
Fleet spend today 12 vehicles · $1,847
Caltex Redbank TRUCK 04 · Diesel 92L
$184.20 Now
Shell Acacia Ridge VAN 02 · Diesel 58L
$116.00 Coded
Ampol Wacol UTE 09 · Diesel 67L
$134.00 Coded
BP Ipswich TRUCK 11 · Diesel 78L
$156.40 Coded
Dan Murphy's TRUCK 07 · Blocked at terminal
$87.50 Blocked
The shift

Replace fuel-only cards with Visa debit cards that work everywhere.

Fuel card networks limit where drivers can fill up, charge per-transaction surcharges, and deliver statements weeks after the fact. Fleets end up juggling multiple fuel cards plus separate expense processes for everything else the driver needs. Budgetly replaces all of it with a single card per vehicle or per driver that works at every Ampol, Shell, 7-Eleven, and United, plus every other merchant your team needs.

The old way

  • Driver pulls into the wrong fuel station and has to pay out of pocket
  • Fuel card surcharges add 1-3% to every transaction
  • Fuel card statements arrive 2-4 weeks after the month
  • Drivers still need a separate card or cash for parking, tolls, tools, meals
  • Theft or misuse only discovered when the statement arrives
  • Fleet reconciliation across multiple fuel card providers eats finance hours

With Budgetly

  • Every vehicle or driver gets a Visa debit card that works everywhere
  • Per-vehicle rules: max fuel spend per day, categories allowed, currencies
  • Real-time visibility on every fuel transaction and every other purchase
  • Non-fuel spend on the same card, tools, parking, tolls, meals
  • Instant freeze when a card is lost, stolen, or misused
  • No per-transaction surcharges, no network lock-in
Every transaction
Decide
Execute
Record
Learn
Built on trusted foundations
  • APRA-regulated
  • Data stays in Australia
  • 2FA + SSL encryption
  • AWS Sydney ISO 27001 infrastructure
  • Live status

Why Budgetly beats traditional fuel cards

Per-vehicle rules

Rules that know which vehicle, which driver, which day.

Assign a card to a vehicle or driver. Set the daily fuel limit, the allowed categories (fuel, parts, tolls, tools), the currencies, the merchant blocks. Every transaction is evaluated at the terminal. Drivers get the flexibility they need. Finance keeps the controls they need.

  • Daily and weekly fuel budgets per vehicle
  • Merchant category limits (fuel + allowed adjacents)
  • Time-of-day rules (no weekends, no after-hours)
  • Country and currency restrictions
  • Auto-route approvals over threshold to fleet manager
  • One-tap freeze from dashboard or mobile app
See real-time spend control →
Physical card 6 rules active
•••• •••• •••• 7293
James Mitchell Brisbane Group
Debit
Daily limit $500
Monthly budget $5,000 $247 spent
Categories allowed Materials Fuel Trade tools
Categories blocked Alcohol Gambling Crypto
Currencies AUD only
Approval over $2,000 Auto-route to Frankie
Every station, not one network

Accepted at every fuel station in Australia.

Visa acceptance means your drivers can fill up wherever they are. Ampol, Shell, 7-Eleven, United, EG Group, regional independents. The card works at all of them, plus every other merchant your fleet encounters. No driver ever pulls out of a station because the card is on the wrong network.

  • Works at every fuel station in Australia that accepts Visa
  • Works overseas too, 200+ countries
  • No per-network surcharges
  • Same card for fuel and non-fuel expenses
  • Apple Pay and Google Pay ready
  • Virtual or physical, driver's choice
See corporate cards →
Physical Active
•••• 4821
Sophie Williams
Virtual Just issued
•••• 7293
Tom Gallagher
Virtual Apple Pay
•••• 2158
Mei Chen
Issuing card for Tom R. · 18 seconds
Real-time fleet visibility

See every transaction as it happens. Not weeks later.

Every fill-up, every tool purchase, every toll appears in the Budgetly dashboard the moment it clears the terminal. Merchant identified, category coded, GST extracted. Fleet managers see litres purchased, average price per litre, fuel spend per vehicle. No statements. No reconciliation. No surprises.

  • Real-time transaction feed across the entire fleet
  • Merchant, category, GST coded automatically
  • Receipts prompted at point of sale via mobile app
  • Fuel-specific metrics: litres, price per litre, efficiency
  • Per-vehicle, per-driver, per-project reporting
  • Synced to Xero, MYOB, QuickBooks, NetSuite, SAP
See AI bookkeeping →
14:23 Snap receipt
CALTEX
Redbank QLD
Diesel (92.4L)$168.37
@ $1.823/L
GST (10%)$15.31
Total$184.20
Caltex Redbank $184.20
Marcus Webb · TRUCK 04 · 2:23pm
CategoryFuel & Diesel
GST extracted$15.31
Receipt Matched
VehicleTRUCK 04 · 92.4L diesel

What changes when your fleet runs on Visa

Every station. Every vehicle. Every receipt. One card per asset, with real rules.

10
Hours saved per week HSC Facility Services saved 10 hours a week by moving their fleet from reimbursements and cash advances to Budgetly cards.
2 hours
Saved per day MJ Landscapes & Maintenance saved 2 hours per day across the business by replacing fuel reimbursements with Budgetly.
Up to 80%
Manual workload reduction Average reduction in manual processing time across customers using Budgetly for fuel and fleet spend.
Granular
Per-vehicle rules Daily limits, category blocks, time windows, and merchant rules set per driver and per vehicle.
99%
Customer retention Australian SMEs keep Budgetly year after year. Measured across the full customer base.
20,000+
Customers on Budgetly Fleets and field teams running $1.5B+ payment volume through Budgetly Visa cards.
The trust shift

The drivers stop being stuck. The fleet manager stops being blind.

Your drivers don't want to pay from their own pocket when the right fuel station is closed. Your fleet manager doesn't want to wait four weeks to find out a driver filled up 80 litres for a 60-litre tank. One card on the right network solves both.

For your drivers
For your drivers
  • Fill up at any station, not just the one network
  • Use the same card for parking, tolls, tools, meals
  • Never pay out of pocket for fleet expenses
  • Apple Pay and Google Pay ready from day one
  • Budget and limits visible on the mobile app
For your fleet manager
For your fleet manager
  • Real-time view of every fill-up across the fleet
  • Per-vehicle daily limits enforced at the terminal
  • Litre-level fuel data, not just dollar amounts
  • Instant freeze on lost or stolen cards
  • No more reconciling multiple fuel card statements

Trusted by teams across Australia

Capterra 4.9 Read verified reviews ➜

Awards and recognition

Capterra Best Ease of Use 2026
Software Advice Best Customer Support 2026
Software Advice Most Recommended 2026
Capterra Best Ease of Use 2025
Capterra Best Value 2025
GetApp Best Functionality 2025
Software Advice Best Customer Support 2025

Frequently asked questions

How is Budgetly different from a traditional fuel card?
Traditional fuel cards (Ampol FleetCard, BP Plus, Shell Card) lock you to one network and only work for fuel. Budgetly issues Visa debit cards that work at every fuel station plus every other merchant your fleet needs. Per-vehicle rules, real-time visibility, and acceptance anywhere Visa works in 200+ countries.
Do Budgetly cards work at every fuel station in Australia?
Yes. Budgetly issues Visa debit cards, and Visa is accepted at every major and minor fuel station in Australia. Ampol, Shell, 7-Eleven, United, EG Group, and regional independents. Your drivers fill up wherever they are.
Can I set fuel-specific rules on a card?
Yes. Assign a card to a vehicle or driver. Set the daily fuel budget, the allowed merchant categories (fuel + parts + tolls + parking), the countries, the time windows. Every transaction is checked at the terminal before it clears. If a driver tries to buy alcohol or something outside the rules, the card declines.
Can drivers use the same card for non-fuel purchases?
Yes, this is the point. Budgetly cards work for everything the driver needs on the road: fuel, parking, tolls, tools, parts, meals. All tracked to the vehicle and driver. All coded to the right accounting categories.
How do I get vehicle-level fuel reporting?
Every Budgetly card is tagged to a vehicle, driver, or project. The dashboard shows fuel spend per vehicle, litres purchased, price per litre, and efficiency trends. You can see which vehicles are over-spending on fuel and investigate.
What if a card is lost or stolen?
Freeze it from the dashboard or mobile app in one tap. The card is frozen instantly. Issue a replacement virtual card in 30 seconds. No calling the bank.
Do Budgetly cards charge per-transaction surcharges?
No. Traditional fuel cards often charge 1-3% per transaction plus monthly fees. Budgetly cards have no per-transaction surcharges, you pay a flat monthly plan fee and per-active-card rate.
Can I see GST on every fuel transaction?
Yes. Budgetly extracts GST from every transaction automatically. Your BAS is ready without finance having to reconstruct anything.
How quickly can we switch from our current fuel card?
Typically 2-3 weeks. Issue virtual cards to your drivers immediately (30 seconds each), order physical cards for the vehicles that need plastic (3-day delivery), then close your old fuel card accounts. Budgetly’s onboarding team helps with the switch.

Replace your fuel cards with Visa debit cards in 2 weeks.

Every station, real-time visibility, per-vehicle rules. Your fleet without the lock-in.

14-day free trialNo credit card requiredUnlimited usersCancel anytime