Still handing out petty cash to tour guides?

Stop losing money to uncontrolled tour and trip expenses

Travel and tourism operators waste hours chasing receipts from guides, managing petty cash across tours, and reconciling shared cards. Budgetly gives every staff member their own Visa debit card, captures receipts at the point of purchase, and syncs to Xero automatically.

Get your tours off petty cash in 14 days →
Tour guide using Budgetly mobile app on tour
The shift

Replace petty cash, shared credit cards, and tour-by-tour reconciliation.

Travel and tourism operators run on tight seasonal margins. Generic expense tools weren't built for tours, charters, or seasonal staff. Petty cash on tour, shared cards across entities, and reimbursements create the admin burden — and the OH&S risk — that's eating into your margins.

The old way

  • Petty cash handed to tour guides with OH&S risk and no audit trail
  • Shared credit cards across multiple entities — no attribution
  • Guides paying for tour expenses out of pocket and waiting weeks
  • Receipts lost between tours and head office
  • Per-tour and per-charter spending invisible until month-end
  • Compliance audits requiring manual receipt collection

With Budgetly

  • Every guide, charter, and tour gets its own Visa debit card
  • Cards issued in seconds for seasonal staff
  • Receipts captured at the merchant, not chased at month-end
  • Per-tour and per-charter budgets enforced in real time
  • Live visibility across every tour, venue, and entity
  • Audit-ready records for compliance reviews in one click
Built on trusted foundations
  • APRA-regulated
  • Data stays in Australia
  • 2FA + SSL encryption
  • AWS Sydney ISO 27001 infrastructure
  • Live status

Built for the way tour and tourism operators actually work

From tour guides on the road to seasonal staff across multiple venues, Budgetly handles the spending workflows your operations team and finance team deal with every day.

A card per guide and tour

Replace petty cash with a controlled card per guide.

Issue physical or virtual Visa debit cards to every tour guide, charter captain, or seasonal staff member in seconds. No more petty cash on tour, shared credit cards, or weeks of bank paperwork. Each card has its own budget, its own rules, and its own audit trail.

  • Per-tour, per-charter, or per-venue budgets
  • Block ATM withdrawals, gambling, and out-of-policy merchants
  • One-tap freeze when a tour ends or a contract finishes
  • Issue cards to seasonal staff in 30 seconds
  • Cards work anywhere Visa is accepted across Australia
See how cards work →
Physical Active
•••• 4821
Marcus Webb
Virtual Just issued
•••• 7293
Jasmine Lee
Virtual Apple Pay
•••• 2158
Tom Hughes
Issuing card for Seasonal guide · Top End tour · 18 seconds
Receipts at the register

Guides capture receipts the moment they spend on tour. No chasing.

Tour guides snap a photo of the receipt at the supermarket or supplier on the Budgetly mobile app. The system matches it to the transaction, extracts GST, and tags the right tour. Your finance team stops chasing paper receipts after every trip.

  • Receipts captured at the merchant on mobile, not weeks later
  • Automatic matching to the right transaction
  • GST extraction so no rebate is missed
  • Tag transactions by tour, charter, or venue
  • Real-time alerts when a receipt is missing on a transaction
See the mobile experience →
09:18 Snap receipt
WOOLWORTHS
Cairns QLD
Tour catering (10 pax)$184.50
Bottled water bulk$32.20
Snacks and supplies$67.30
GST (10%)$25.82
Total$284.00
Woolworths Cairns $284.00
Marcus Webb · Tour Guide · Top End · 9:18am
CategoryTour Catering
GST extracted$25.82
Receipt Matched
TourTop End · Day 3
Real-time tour budgets

Set a budget per tour. The system enforces it.

Set per-tour, per-charter, or per-venue budgets. The card declines automatically when the budget is exhausted. Operations and finance see the live balance across every tour in one dashboard. No more waiting for the statement to know who overspent.

  • Per-tour, per-charter, or per-venue budgets
  • Automatic resets per tour or season
  • Live balance visible to guides on mobile
  • Hard stops when the budget runs out — no surprises
  • Centralised dashboard across every tour and venue
See real-time spend control →
Top End Tour · Day 1-7 7-day tour · May 2026
Spent $4,650 Forecast $5,850 Budget $7,500
Remaining $2,850
Per pax $465
Days left 4
vs last tour -6%
Latest
Woolworths · Marcus Webb $284.00
Audit-ready by default

Compliance audits stop being a fire drill.

Budgetly creates a complete digital audit trail for every transaction — card, merchant, amount, matched receipt, tour, and approver — and syncs to Xero with automatic account coding across multiple entities.

  • Digital audit trail for every transaction, end to end
  • Automatic GST extraction from every captured receipt
  • One-click reports for any period, tour, or charter
  • Two-way Xero sync across multiple entities
  • Tag transactions by tour, charter, or venue
See the Xero integration →
Woolworths Cairns $284.00
Marcus Webb · 9:18am
CategoryTour Catering · Top End
GST$16.77
ContactWoolworths Group
TrackingTop End Tour
XeroSynced · 0.3s
MYOBSynced · 0.3s
QuickBooksSynced · 0.3s
NetSuiteAvailable
SAPAvailable

What travel and tourism operators gain when they switch to Budgetly

Real outcomes from Australian operators running tour and charter spend on Budgetly.

50%
Expenses reduced Project E2 cut their expenses in half after switching to Budgetly.
80%
Admin time saved Killara Hospitality Services reduced expense admin time by 80% with Budgetly.
2 days
Time saved weekly Lady Pamela Yacht Charters saved two full days per week on receipt chasing.
95%
Challenges resolved Killara Hospitality Services resolved 95% of their expense challenges with Budgetly.
99%
Customer retention Australian businesses keep Budgetly year after year, including tour and tourism operators.
4.9/5
Capterra rating From 132 verified reviews by real Australian finance teams.
The trust shift

Control without slowing tours down

Finance sets the rules once. The system enforces them every time. Guides focus on the experience. Both are true at the same time.

For your tour guides and charter staff
For your tour guides and charter staff
  • Card on day one, no petty cash on tour
  • Snap a receipt at the supermarket or supplier and you're done
  • Never out of pocket for tour expenses again
  • Real-time tour budget visible on mobile
  • More time on the experience, less time on admin
For your finance team
For your finance team
  • Live visibility across every tour and entity, no surprises
  • Audit-ready always, with full digital trail per transaction
  • Compliance reports in one click for any tour or charter
  • Two-way Xero sync across multiple entities
  • Stop chasing guides for last week's tour receipts
For your operations and tour managers
For your operations and tour managers
  • Own the budget for your tours without finance gatekeeping
  • See spend across every tour in real time
  • Approve out-of-policy purchases from your phone
  • Freeze a card instantly when a seasonal contract ends
  • Tag transactions by tour or venue for accurate costing

Trusted by teams across Australia

Capterra 4.9 Read verified reviews ➜

Awards and recognition

Capterra Best Ease of Use 2026
Software Advice Best Customer Support 2026
Software Advice Most Recommended 2026
Capterra Best Ease of Use 2025
Capterra Best Value 2025
GetApp Best Functionality 2025
Software Advice Best Customer Support 2025

Frequently asked questions

What is expense management software for travel and tourism?
Expense management software for travel and tourism replaces petty cash, shared credit cards, and reimbursement claims with controlled Visa debit cards, mobile receipt capture, and automatic Xero sync. Budgetly is built for Australian tour operators, charter operators, and tourism businesses — manage spend per tour, charter, or venue, capture receipts on the road, and stay audit-ready by default.
Does it eliminate petty cash on tour?
Yes. Tour guides stop carrying cash on tour. With Budgetly, guides have their own cards and access funds instantly when they need them. No more cash handling risk, no more bank queues, no more petty cash tins. Operators report eliminating the OH&S risk of carrying cash on tours.
Can I issue cards to seasonal staff?
Yes. Issue a virtual card in 30 seconds and a physical card by express post. When a seasonal contract ends, freeze the card in one tap. No bank paperwork, no shared cards, no cash advances.
Can I manage spend across multiple entities?
Yes. Budgetly supports multi-entity setups so a single account can manage cards, budgets, and reporting across multiple tour, charter, or venue entities. Two-way Xero sync handles the right entity automatically.
How does Budgetly help with compliance audits?
Every transaction has the card, merchant, amount, matched receipt, tour, and approver — timestamped and attributable. Generate audit reports for any period, tour, or charter in one click. Compliance prep that used to take weeks takes minutes.
How quickly can we get started?
Create your account in 5 minutes. Issue your first virtual card in 30 seconds. Connect Xero the same day. Most travel and tourism operators are fully onboarded within two weeks.
How much does Budgetly cost for travel and tourism operators?
Flat monthly fee with unlimited users. You pay per card, not per guide. No lock-in contract. 14-day free trial, no credit card required to start. See pricing or book a demo tailored to your operation.
Security & trust

Built for the audit and compliance rules tour operators can't afford to fail

Compliance only works if every rule, every receipt, and every approval is enforced and logged by infrastructure you can trust.

  • Per-tour policy enforced at the card network

    Budget, supplier, category, and country rules are evaluated at the Visa network layer. Out-of-policy spend declines at the terminal — not in a report you read next month.

  • Full digital audit trail per transaction

    Card used, merchant, amount, matched receipt, GST, tour, and approver — timestamped and attributable. Export the full audit trail for any period, tour, or charter in one click.

  • Approval chains, not approval in name only

    Multi-step approvals, escalation rules, and amount thresholds are enforced. No one person can create, approve, and execute a high-value transaction alone.

  • Role-based access for guides, ops, and finance

    Tour guides, operations managers, finance, and admins see only what their role requires. Role changes and permission updates are audit-logged.

  • APRA-regulated operator

    Budgetly is APRA-regulated for its own financial activities. Card issuance and payments run through regulated banking partners on the Visa network.

  • Data hosted in Australia

    Budget, transaction, and rule data are stored in AWS Sydney — ISO 27001, 27017, and 27018 certified infrastructure. Nothing leaves the country.

Get your tours off petty cash in 14 days

See how operators like Project E2 cut tour expenses in half and Lady Pamela Yacht Charters saved two days a week.

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