Still managing expenses with bank cards and monthly statements?

Stop chasing receipts across your clinics and care teams

Healthcare providers waste hours every week on petty cash, manual reconciliation, and lost receipts. Budgetly gives every clinic and department its own Visa debit card, captures receipts at the point of purchase, and syncs to Xero automatically.

Get your clinics off petty cash in 14 days →
Healthcare practice manager at the reception desk of an Australian medical clinic
The shift

Replace petty cash, multi-bank cards, and reconciliation chaos across every clinic.

Healthcare providers manage spending across clinics, allied health, aged care, and community services. Generic expense tools weren't built for this. Petty cash, multiple bank credit cards, and manual reconciliation create the admin burden that's pulling care teams away from patients.

The old way

  • Petty cash distributed to clinics with no spending audit trail
  • 15 separate bank credit cards each requiring monthly reconciliation
  • Care teams paying for clinic supplies out of pocket and waiting weeks
  • Receipts lost between client visits and month-end
  • Multi-level approval bottlenecks for new bank cards
  • Missing receipts costing GST rebates and creating compliance risk

With Budgetly

  • Every clinic, department, and care team gets its own Visa debit card
  • Receipts captured at the pharmacy or supplier, not chased weeks later
  • Real-time visibility across every clinic, department, and service line
  • Automatic transaction coding with one-click Xero sync
  • Audit-ready reporting for compliance reviews in one click
  • Care teams focus on patients, not paperwork
Built on trusted foundations
  • APRA-regulated
  • Data stays in Australia
  • 2FA + SSL encryption
  • AWS Sydney ISO 27001 infrastructure
  • Live status

Built for the way healthcare teams actually work

From clinic supplies to mobile care visits, Budgetly handles the spending workflows your care teams and finance team deal with every day.

A card per clinic and care team

Replace 15 bank cards with controlled cards per clinic, in seconds.

Issue physical or virtual Visa debit cards to each clinic, department, mobile care team, or staff member instantly. No more petty cash, shared bank cards, or weeks of bank paperwork. Each card has its own budget, its own rules, and its own audit trail.

  • Per-clinic, per-department, or per-care-team budgets
  • Block ATM withdrawals, alcohol, and out-of-policy merchants
  • One-tap freeze when a contract ends or a card is lost
  • Issue cards to casual or contract staff in 30 seconds
  • Cards work anywhere Visa is accepted across Australia
See how cards work →
Physical Active
•••• 4821
Sarah Patterson
Virtual Just issued
•••• 7293
Dr James Liu
Virtual Apple Pay
•••• 2158
Hannah Bell
Issuing card for Mobile Care Team · West · 18 seconds
Receipts at the pharmacy

Care teams capture receipts at the register. No chasing.

Care teams snap a photo of the receipt at the pharmacy or supplier on the Budgetly mobile app. The system matches it to the transaction, extracts GST, and tags the right clinic and service line. Your finance team stops chasing paper receipts at month-end.

  • Receipts captured at the merchant on mobile, not weeks later
  • Automatic matching to the right transaction
  • GST extraction so no rebate is missed
  • Tag transactions by clinic, department, or service line
  • Real-time alerts when a receipt is missing on a transaction
See the mobile experience →
09:18 Snap receipt
CHEMIST WAREHOUSE
Bondi NSW
Pharmacy supplies$184.50
Wound care kit$67.20
Sanitiser bulk$32.30
GST (10%)$25.82
Total$284.00
Chemist Warehouse $284.00
Sarah Patterson · Mobile Care Lead · 9:18am
CategoryClinical Supplies
GST extracted$25.82
Receipt Matched
ClinicBondi Health
Real-time clinic budgets

Set a budget per clinic. The system enforces it. You see it live.

Set per-clinic and per-department monthly budgets. The card declines automatically when the budget is exhausted. Finance sees the live balance across every clinic in one dashboard. No more waiting for the bank statement to know who overspent.

  • Per-clinic, per-department, or per-service-line budgets
  • Automatic monthly resets
  • Live balance visible to care teams on mobile
  • Hard stops when the budget runs out — no surprises
  • Centralised dashboard across every clinic and care team
See real-time spend control →
Bondi Health · Clinical Supplies Monthly · May 2026
Spent $3,720 Forecast $4,650 Budget $6,000
Remaining $2,280
Per care team $930
Days left 9
vs last month -6%
Latest
Chemist Warehouse · Sarah Patterson $284.00
Audit-ready by default

Compliance audits stop being a fire drill.

Healthcare is heavily regulated. Missing receipts mean lost GST rebates and compliance risk. Budgetly creates a complete digital audit trail for every transaction — card, merchant, amount, matched receipt, clinic, and approver — and syncs to Xero with automatic account coding.

  • Digital audit trail for every transaction, end to end
  • Automatic GST extraction from every captured receipt
  • One-click reports for any period, clinic, or service line
  • Two-way Xero sync with no double-entry
  • Tag transactions by clinic, department, or service line
See the Xero integration →
Chemist Warehouse $284.00
Sarah Patterson · 9:18am
CategoryClinical Supplies · Bondi Health
GST$16.77
ContactChemist Warehouse
TrackingBondi Clinic
XeroSynced · 0.3s
MYOBSynced · 0.3s
QuickBooksSynced · 0.3s
NetSuiteAvailable
SAPAvailable

What healthcare providers gain when they switch to Budgetly

Real outcomes from Australian healthcare providers running clinic spend on Budgetly.

8 hrs
Reconciliation saved SOMAI Pharmaceuticals saved 8 hours a month on reconciliation after switching from bank cards.
15 → 1
Bank cards replaced Oonah Health and Community Services consolidated 15 bank credit cards into one platform.
Eliminated
Receipt chasing Brown Nurses eliminated manual receipt tracking after switching from petty cash.
Instant
Card issuance Virtual cards in 30 seconds for casuals and contractors. Physical cards shipped express.
99%
Customer retention Australian businesses keep Budgetly year after year, including healthcare and aged care providers.
4.9/5
Capterra rating From 132 verified reviews by real Australian finance teams.
The trust shift

Control without slowing care teams down

Finance sets the rules once. The system enforces them every time. Care teams focus on patients. Both are true at the same time.

For your care teams
For your care teams
  • Card on day one, no bank paperwork or petty cash runs
  • Snap a receipt at the pharmacy and you're done
  • Never out of pocket for clinical supplies again
  • Real-time clinic budget visible on mobile
  • More time with patients, less time on admin
For your finance team
For your finance team
  • Live visibility across every clinic, no month-end surprises
  • Audit-ready always, with full digital trail per transaction
  • One-click reports for compliance and accreditation reviews
  • Two-way Xero sync, no manual reconciliation across 15 cards
  • Stop chasing care teams for last month's receipts
For your clinic and service managers
For your clinic and service managers
  • Own the budget for your clinic without finance gatekeeping
  • See spend across your team in real time
  • Approve out-of-policy purchases from your phone
  • Freeze a card instantly if something looks wrong
  • Tag transactions by service line for clean reporting

Trusted by teams across Australia

Capterra 4.9 Read verified reviews ➜

Awards and recognition

Capterra Best Ease of Use 2026
Software Advice Best Customer Support 2026
Software Advice Most Recommended 2026
Capterra Best Ease of Use 2025
Capterra Best Value 2025
GetApp Best Functionality 2025
Software Advice Best Customer Support 2025

Frequently asked questions

What is expense management software for healthcare?
Expense management software for healthcare replaces petty cash, multiple bank credit cards, and reimbursement claims with controlled Visa debit cards, mobile receipt capture, and automatic Xero sync. Budgetly is built for Australian healthcare providers — manage spend per clinic, department, or service line, capture receipts at the pharmacy, and stay audit-ready for compliance and accreditation reviews.
Can I issue cards to casual or contract care staff?
Yes. Issue a virtual card in 30 seconds and a physical card by express post. When a casual contract ends, freeze the card in one tap. No bank paperwork, no shared cards, no cash advances. Casual staff are productive on day one and offboarded just as fast.
How does Budgetly help with healthcare compliance audits?
Every transaction has the card, merchant, amount, matched receipt, clinic, and approver — timestamped and attributable. Budgetly automatically extracts GST from captured receipts. Generate audit reports for any period, clinic, or service line in one click. Compliance prep stops being a multi-week fire drill.
Can I set separate budgets for each clinic or service line?
Yes. Budgetly lets you create individual budgets for each clinic, department, or service line with automated resets on your preferred schedule (weekly, fortnightly, or monthly). You can also tag every transaction by clinic, department, or service line for clean reporting.
Will it work with our existing Xero or accounting setup?
Yes. Budgetly has two-way Xero sync with automatic account coding. Transactions arrive in Xero coded, receipted, and reconciled — same day. No double-entry. No manual matching. We also integrate with MYOB, QuickBooks, NetSuite, and SAP.
How quickly can we get started?
Create your account in 5 minutes. Issue your first virtual card in 30 seconds. Connect Xero the same day. Most healthcare providers are fully onboarded within two weeks. Onboarding and training are included at no extra cost.
How much does Budgetly cost for healthcare providers?
Flat monthly fee with unlimited users. You pay per card, not per person. No lock-in contract. 14-day free trial, no credit card required to start. See pricing or book a demo tailored to your operation.
Security & trust

Built for the audit and compliance rules healthcare providers can't afford to fail

Compliance only works if every rule, every receipt, and every approval is enforced and logged by infrastructure you can trust.

  • Per-clinic policy enforced at the card network

    Budget, supplier, category, and country rules are evaluated at the Visa network layer. Out-of-policy spend declines at the terminal — not in a report you read next month.

  • Full digital audit trail per transaction

    Card used, merchant, amount, matched receipt, GST, clinic, and approver — timestamped and attributable. Export the full audit trail for any period, clinic, or service line in one click.

  • Approval chains, not approval in name only

    Multi-step approvals, escalation rules, and amount thresholds are enforced. No one person can create, approve, and execute a high-value transaction alone.

  • Role-based access for clinical, finance, and admin staff

    Care teams, finance, and admin staff see only what their role requires. Role changes and permission updates are audit-logged.

  • APRA-regulated operator

    Budgetly is APRA-regulated for its own financial activities. Card issuance and payments run through regulated banking partners on the Visa network.

  • Data hosted in Australia

    Budget, transaction, and rule data are stored in AWS Sydney — ISO 27001, 27017, and 27018 certified infrastructure. Nothing leaves the country.

Get your clinics off petty cash and 15 bank cards in 14 days

See how healthcare providers like SOMAI Pharmaceuticals save 8 hours a month and stay compliance-ready by default.

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