Still issuing bank debit cards and chasing receipts from field staff?

Stop losing receipts between the paddock and the office

Agricultural businesses waste hours every week on reimbursements, bank debit cards, and manual reconciliation across remote sites. Budgetly gives every crew member their own card, captures receipts at the point of purchase, and syncs to Xero automatically.

Get your farm off reimbursements in 14 days ➜
Budgetly expense management for agriculture businesses

Built for the way agricultural businesses actually work

From field research to livestock operations and transport, Budgetly handles the spending workflows your crews and finance team deal with every day.

A card for every crew member

Issue physical or virtual cards to each driver, field worker, or site manager. No more shared bank cards, petty cash, or waiting weeks for the bank to issue a new card.

Receipts captured at point of purchase

Field staff snap receipts on the mobile app the moment they spend. No more sending in physical receipts at the end of each week or losing track of fuel and supply purchases.

Real-time visibility across every site

See who spent what, where, and when across all your farms, sites, and operations. Spot overspending before it becomes a problem.

Audit-ready reporting in one click

Generate transaction reports with matched receipts for BAS reviews and project audits instantly. No more manual spreadsheets or missing documentation.

Eliminate financial stress with smart spend management

Agricultural businesses managing multiple sites, seasonal staff, and remote operations need real-time visibility, not month-end surprises. Budgetly replaces bank debit cards and manual reimbursements with controlled cards, instant receipt capture, and one-click reporting. Blacksheep Trading saved days in administration each month after switching.

Agricultural businesses using Budgetly save significant time on expense admin every month.
Watch the 10-minute demo ➜

Save days on admin every month

Blacksheep Trading saved at least a couple of days each month by replacing bank debit cards with Budgetly. Each driver now has their own card, receipts are captured on the road, and the finance team no longer needs to visit the bank to set up cards for new staff.

Watch the 10-minute demo ➜
Save days on admin every month

Eliminate reimbursements and bank card hassle

Arvensis Research replaced manual Xero expense claims with Budgetly cards, saving significant time compared to the old process. Staff no longer spend their own money and wait for reimbursement, and getting a card is no longer a complex bank process.

Watch the 10-minute demo ➜

Protect funding and reduce risk

West Midlands Group replaced bank debit cards linked to their main account with Budgetly, greatly reducing risk exposure. Every transaction is tracked against project budgets in real time, making audits straightforward for this farmer-founded NFP.

Watch the 10-minute demo ➜
Protect funding and reduce risk

Trusted by agricultural businesses across Australia

Admin time saved 2+ days Saved per month by Blacksheep Trading after replacing bank debit cards with Budgetly
Risk reduction 100% West Midlands Group eliminated main account exposure by switching to Budgetly
Card issuing speed Instant Virtual cards issued immediately, replacing weeks of bank paperwork for new staff
Reimbursements eliminated 100% Arvensis Research eliminated manual Xero expense claims after switching to Budgetly
Businesses using Budgetly 20,000+ Users across Australia trust Budgetly for spend management
Capterra rating 4.9/5 Based on verified reviews from real customers

Trusted by teams across Australia

Capterra 4.9 Read verified reviews ➜

Awards and recognition

Capterra Best Ease of Use 2026
Software Advice Best Customer Support 2026
Software Advice Most Recommended 2026
Capterra Best Ease of Use 2025
Capterra Best Value 2025
GetApp Best Functionality 2025
Software Advice Best Customer Support 2025

Most companies still manage spending the hard way.

Finance teams are expected to control spending, but the tools they use were never built for it. Staff share corporate cards, receipts arrive weeks late, reimbursements are manual, budgets live in spreadsheets, and bookkeepers reconstruct reality after transactions occur.

Modern companies manage spending before it happens.

Instead of reacting to expenses after the fact, finance teams now control spending at the moment it occurs. Budgetly enables this shift. Spending rules, budgets, cards, and expense capture operate inside a single platform, giving finance teams live visibility and control.

Set budgets
Issue cards
Capture
Classify
Sync

Frequently asked questions

What is agriculture-focused expense management software?
Agriculture-focused expense management software helps farms and agribusinesses automate expense tracking, monitor budgets, and simplify financial reporting across operations like crop management, livestock, equipment, and staffing. Budgetly allows you to track expenses in real time, manage costs per farm or project, issue controlled Visa cards to field staff, and integrate seamlessly with Xero for better visibility and control.
Why should agricultural businesses use specialised expense management software instead of spreadsheets?

Spreadsheets cannot keep up with the dynamic nature of farm expenses. With multiple sites, seasonal staff, and varying suppliers, it is easy to lose track of costs.

With Budgetly you gain:

Blacksheep Trading went from manually reconciling bank debit cards to full automation, saving days of admin each month. As Duncan Lander put it, “Setting up the cards and accounts with the bank was a pain. Budgetly has saved me at least a couple of days each month doing this.”

What is the best expense management software for Australian agriculture businesses?
The best system for Australian agriculture should support GST compliance, Xero integration, and flexible budgeting by site or project. Budgetly checks all these boxes, offering corporate cards for controlled employee spending, expense management tools for tracking farm-related costs, and digital receipt tracking to ensure compliance with ATO requirements. Arvensis Research replaced their complicated bank credit card process with Budgetly and now tops up accounts with minimal effort.
How can Budgetly improve decision-making for my agribusiness?
With Budgetly, you gain real-time visibility into every farm expense, from fertiliser purchases to machinery maintenance, helping you forecast cash flow and allocate budgets effectively. West Midlands Group uses Budgetly to track spending against specific projects and funding sources in real time, replacing a process where they could only react to spending issues at month-end. Combined with the Xero Integration, it ensures your books are always accurate and up to date.
How much does agriculture expense management software cost?

Pricing depends on the number of users, transaction volume, and features needed. Budgetly offers affordable, scalable plans for small to medium businesses. You can combine it with modules like invoice management software and bill payments for a complete financial solution.

Get a Demo to see how Budgetly can help you manage your farm’s expenses efficiently.

How do I get started with Budgetly's agriculture expense management software?

Getting started is simple:

  1. Book a demo with the Budgetly team to see how the solution fits your operations.
  2. During onboarding, set up budgets per farm or site, define spending rules per card, issue physical or virtual cards to field staff, enable mobile receipt capture, and connect your Xero account.
  3. Once live, your crew transact and capture receipts on the spot. Your finance team gets real-time dashboards and spend control across the entire operation.

Blacksheep Trading went from bank debit card hassle to full automation, with virtual cards that can be turned on and off at the click of a button.

See how agricultural businesses eliminate field receipt chaos

10-minute recorded walkthrough. No commitment required.

Watch the 10-minute demo ➜